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      Loan API

      Look Who’s Charging helps to grow your lending business through improving the speed and accuracy of credit decisions with our real-time categorisation of income and expenditure.

       

      Look Who’s Charging’s Loan API is currently in the process of being integrated with Experian’s Affordability offering. This affordability offering will also offer the ability to access customer data via OCR and, in due course, via Open Banking. 

      Consumer bank statements

      Look Who’s Charging search engine

      Income

      Salary

      $8,764.53

      Interest

      $187.10

      Dividends

      $2,149.00

      Total Income

      $8,951.63

       

      Expenses

      Debt Repayments

      $1,710.29

      Groceries

      $11,352

      Communication

      $141.75

      Transport and Auto

      $740.73

      Medical

      $66.33

      Insurance

      $384.36

      Rent

      $2,166.67

      Clothing

      $310.95

      Personal Care

      $164.07

      Health and Fitness

      $269.11

      Entertainment

      $112.70

      Travel

      $285.99

      Total Expenses

      $8,951.63

      Meaningful and highly accurate expense classification

      Streamline Affordability Checks

      Remove friction from the loan application process with the pre-population of income and expenses or the automatic verification of income and expenditure.

      Income Summary

      Total last 6 months

      $56,305.25

      Total last 12 months

      $138,288.85

      Total Recurring Income

      $8,764.53

      Average Monthly Income

      $11,524.07

      Expense Summary

      Categorise expenditure with up to 300 customisable sub-categories for refined spend data analytics, including the ability to analyse discretionary vs non-discretionary spend.

      For more information,
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