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Streamline Affordability Checks

Look Who’s Charging helps to grow your lending business through improving the speed and accuracy of credit decisions with our real-time organisation of income and expenditure.

Consumer bank statements

Look Who’s Charging search engine

Income

Salary

$8,764.53

Interest

$187.10

Dividends

$2,149.00

Total Income

$8,951.63

 

Expenses

Debt Repayments

$1,710.29

Groceries

$11,352

Communication

$141.75

Transport and Auto

$740.73

Medical

$66.33

Insurance

$384.36

Rent

$2,166.67

Clothing

$310.95

Personal Care

$164.07

Health and Fitness

$269.11

Entertainment

$112.70

Travel

$285.99

Total Expenses

$8,951.63

Meaningful and highly accurate expense classification

Streamline Affordability Checks

Remove friction from the loan application process with the pre-population of income and expenses or the automatic verification of income and expenditure.

Look Who’s Charging has numerous integration methods including direct API feeds or OCR capability.  Our solution will soon be integrated with Experian’s best in class open banking platform.

Income Summary

Total last 6 months

$56,305.25

Total last 12 months

$138,288.85

Total Recurring Income

$8,764.53

Average Monthly Income

$11,524.07

Expense Summary

Categorise expenditure with up to 300 customisable sub-categories for refined spend data analytics, including the ability to analyse discretionary vs non-discretionary spend.

Our dataset

Not only do we offer an unrivalled depth of data, but higher testing shows that the accuracy
of our categorisation is >30 percentage points than our nearest rival.

95%
Look Who’s Charging

55%
Nearest rival

This research is supported by extensive due diligence undertaken by a number of large banks.

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